Tammy Mitchell Hines, Tammy Mitchell Hines & Co.
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One of the biggest news stories of the past couple of weeks has been the recent national reports on jobs growth in the country. While everyone's talking about what this means for the economy overall, it's worth taking a look at what this news means for more centralized areas, in particular real estate. And apparently, it's a strong indicator that things will … [Read more...]
Times are tough for plenty of Americans, and foreclosures are a serious concern for homeowners who are having trouble making ends meet. All is not lost, however; if you take the right steps and get the necessary help, you can avoid foreclosure and keep your home. The key is understanding what steps you need to take and making the right decisions that will … [Read more...]
Thanks to soaring rent prices and low home prices, now is the perfect time to buy your own properties to rent out. According to CNN Money, more than 4 million homeowners have turned to renting after mass foreclosures, and others are reluctant to buy with unstable job markets. Mortgage rates are the lowest they’ve been for decades, and in many markets, … [Read more...]
FHA Loan Limits To Decrease On October 1, 2011 FHA will implement new single family loan limits as specified in the Housing & Economic Recovery Act of 2008 (HERA). As a result, FHA loan limits will be reduced in approximately 669 counties across the country, out of a total of 3,334 jurisdictions in which FHA insures home loans. The Housing and … [Read more...]
Is There Ever a Good Reason for a Negative Amortization Loan? The term “Amortization” refers to the elimination of debt over a period of time with regularly scheduled payments. A mortgage is calculated by using the loan amount, the interest rate and the numbers of years to pay back the loan. When you make a monthly mortgage payment, a portion covers the … [Read more...]
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